Update: Linda L (she is subscribing via email) is the winner!
Sorry folks changed my mind at the last minute and I am offering an $20 Amazon gift card…not a iTunes gift card. I was really impressed with the Citgo tip Trixie Dotson left on the 16 Frugal Tactics by Free by 50 post. Thus, this go around, you can offer your best financial advice, frugal tips, or other money saving ideas for your comment.
Mandatory Entry – Pick one of the two options. You can enter daily.
Option A:
Offer your best piece of financial advice. Frugal tips and money saving ideas count too.
Option B:
Do you have personal finance blogs that you enjoy? Copy the link to the blog and past the link as you comment. See the examples below.
or
If you are looking for personal finance blogs, see my tab Smart Blogs I Follow for inspiration…
Extra Optional Entries
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Win a $20 Amazon gift card from @superfrugalette http://ow.ly/58evT
You must list a separate entry as a separate comment. If you tweet and are my google friend-these are 2 separate entries, not one. This giveaway will end on 6/15 at 11:59 pm CST. Open to US residents 18+. Winners chosen by “The Winner Is” WordPress plugin and are posted. All winners will be notified via email and have 2 days to respond or another winner will be chosen.
I like http://www.consumerismcommentary.com/
I subscribe via email
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I subscribe via email
#2
I subscribe via email
#3
I like you on Facebook with my username Mary Happymommy.
tweet-http://twitter.com/mami2jcn/status/76263296877084674
I like http://moneysavingmom.com/
email subscriber
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email subscriber
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Google Friend Connect follower
Like Super Frugalette on Facebook @tcarolinep jessieKatie s
Follow Super Frugalette on Twitter @tcarolinep
http://twitter.com/tcarolinep/status/76359049016377344
My best piece of financial advice is probably to start investing into your 401k right away. Don’t put it off because you’ll keep doing it and compound interest is your friend!
Email subscriber
texastypeamom(at)gmail(dot)com
1
Email subscriber
texastypeamom(at)gmail(dot)com
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Email subscriber
texastypeamom(at)gmail(dot)com
3
I follow you publicly via GFC – Kelly T/texastypeamom
texastypeamom(at)gmail(dot)com
Facebook fan of yours – Kelly Tee
texastypeamom(at)gmail(dot)com
Twitter follower of yours – @texastypeamom
texastypeamom(at)gmail(dot)com
I like http://barbarafriedbergpersonalfinance.com/
I read
http://www.consumerismcommentary.com/
I subscribe to your emails.
I follow on twitter.
I tweeted http://twitter.com/#!/moeyshay/status/76465308734472192
My tip is to make a shopping list before going out and make sure you stick to it. Coupons are so helpful too!
I keep a standard one in Excel. It really does make a differenc.
https://twitter.com/DeeGee13/status/76474563818553344 tweeted
gfc follower Dee
email subscriber
email subscriber 2
email subscriber 3
twitter follower deegee13
fb fan Dee G
My best advice is get out and stay out of debt – all debt, including a mortgage.
tweeted
http://twitter.com/#!/moeyshay/status/76700757172297728
Enjoying this blog
http://www.boomerandecho.com/
I like http://blog.familymoneyvalues.com!
Personal Finance Blog/Site I enjoy reading:
http://www.greenpandatreehouse.com/
If possible, pay off your car or buy it outright. The savings in monthly car payments is incredible!
daily tweet https://twitter.com/DeeGee13/status/76856181435531264
I like this one: http://www.bargaineering.com/articles/
I follow on google connect as “anash”
Thank you kindly!
anashct [at] yahoo [dot] com
I follow you on twitter @anashct
Thanks for your giveaway!
anashct [at] yahoo [dot] com
I tweeted here: http://twitter.com/anashct/status/76951857574064128
Thanks for the chance!!
anashct [at] yahoo [dot] com
I subscribe via email
anashct [at] yahoo [dot] com
1st
I subscribe via email
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2nd
I subscribe via email
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3rd
Mandatory Entry: my favorite personal finance website is http://www.wisebread.com
anashct [at] yahoo [dot] com
Great giveaway! I just subscribed to your site and can’t wait to win that $20!
My best advice is to start saving for retirement as soon as you enter the work force.
tweet-http://twitter.com/mami2jcn/status/76996873361162240
Best financial advice – stay out of credit card debt
Liked your site on facebook
following you on twitter
I like to pick ten days per month I do not spend a single dime during.
That is a really interesting idea.
only buy when you have the money
GFC
twitter follower: bleush
FB fan
My best financial advice is to budget your money weekly, take lunches to work, use coupons, and keep some money in your savings account for a rainy day.
I follow you via GFC as disneyfan40
Email subscriber #1
Email subscriber #2
Email subscriber #3
I follow you on twitter @disneyfan40
I “like” you on facebook. FB name Jan Peoples
Tweet
http://twitter.com/#!/disneyfan40/status/77034567432806400
I subscribed via email.
I subscribed via email #2
I subscribed via email #3
Best piece of advice, don’t think ‘stuff’ will make you happy-I’m a Dave Ramsey fan, and in one of his books he quoted…”Measure your wealth not by the things you have, but by the things for which you would not take money.”
I follow using GFC
My favorite personal finance blog is http://www.livingonadime.com/
Tawra and her mother Jill run the site and they “get” real life more than any two people I know. They are straightforward and they tell it like it is. They are very helpful on saving money and cutting costs, and they are living proof that their methods work.
I am going to check this out now…
E-mail subscriber
1
E-mail subscriber
2
E-mail subscriber
3
GFC(5webs)
I Tweeted
http://twitter.com/#!/5webs/status/77052031654830082
Alicia Webster
5webs@comcast.net
My advice always put money in savings even if you are tight. Make sure you have something for an emergency
My best advice is never get a credit card. It will keep you from impulse buying. If you get one for emergencies, put it in a locked safe so it is “out of sight and out of mind”. You won’t be inclined to use it.
I haven’t used a credit card in years. It is a whole different feeling when you see it hit the checking account.
Challenge yourself at least one month a year to do a “no spend month”, where you buy only the necessities: milk, fresh vegetables (you might not even have to do that in the summer if you have a garden). It makes you realize just how often you really don’t need to buy stuff.
My advice that I give to everyone is to CLIP COUPONS
my best piece of advice is to always use coupons when producs are already on sale
Awesome contest! Thanks a ton! Janna Johnson jannajanna@hotmail.com
My money saving tip is to use coupons on things you buy.
austma7@aol.com
I’m growing a lot more veggies this summer (in addition to all my fruit trees) and will be drying and canning to help my grocery budget (and health) the rest of the year. I’ve also gotten a variety of fruits from generous folks who share on Free Cycler (I share my lemons and limes there)
Do people just give produce for free or are these items that they are swapping?
I’m a GFC follower (sksweeps)
I make my own laundry soap. One batch costs about $3 and lasts about 3 months…can’t beat that! I also use homemade dryer balls which last 6-7 months and are only $4 to make
demureprincess7(at)gmail(dot)com
What is a dryer ball? Please do tell…
Frugal tip: Double up on savings — not only buy products on sale, but use a coupon, too.
Why throw away your money on credit card interest? Always pay your credit card bill in full each month. Never purchase something with your credit card that you can’t pay for when the statement arrives.
Money saving tip: I read a study a few years ago that suggested that the more often you go to the store, the more you spend–even if you are using coupons (I am sure this had to do with average coupon use and not the “extreme” version.)The conclusion was that it was best to do larger shopping, less frequently.
I agree. I think there is a facebook page that says something like “I went to Target for shampoo and came out with $80 worth of stuff”. I think the more we see, the more we want or think we need.
I wish there was a “like” button here
I subscribed and confirmed via email
#2 email
#3 email
I’m a gfc friend (Beth Elderton)
I follow you on twitter as mbm218
tweet:
http://twitter.com/#!/mbm218/status/77195160957616129
My best piece of financial advice is to start a Roth IRA as soon as possible and put away the maximum amount of money each year if you can afford it.
I follow your blog publicly with google friend connect
I like Super Frugalette on Facebook – my FB name is Amanda Moore
I tweeted, I’m @AmberGoo:
http://twitter.com/#!/AmberGoo/status/77212592526999552
My tip is to always make a list of how much you spend every day. If you think you’re spending too much money in one spot, then revising where you spend will help save you money.
magickalblessings26{at}yahoo.com
Make sure you get your credit report before visiting the car lot.
Following on GFC.
hale
Like Super Frugalette on FB.
mrcheapo
Follow Super Frugalette on Twitter
mrcheapo
tweet
http://twitter.com/#!/mrcheapo/status/77323859346472960
daily tweet
http://twitter.com/#!/disneyfan40/status/77397748487421952
My advice is to read Dave Ramsey’s Total Money Makeover. It really helped me alot.
GFC follower id akritical
I Like Super Frugalette on Facebook
http://www.facebook.com/akritical
I Follow Super Frugalette on Twitter @akritical
tweeted
http://twitter.com/#!/akritical/status/77452813575266304
My best advice is only buy things that you can pay cash for!
I follow you on GFC(Linda G)
daily tweet https://twitter.com/DeeGee13/status/77477908557467648
My best financial advice is make long term investments, and never make hasty decisions with your money.
I Subscribe to Super Frugalette via email under kellywcuATyahooDOTcom
1
I Subscribe to Super Frugalette via email under kellywcuATyahooDOTcom
2
I Subscribe to Super Frugalette via email under kellywcuATyahooDOTcom
3
I follow you on GFC(kellyr78)
I like you on FB(kelly D)
I follow you on twitter(kellywcu)
tweeted
http://twitter.com/Kellywcu/status/77501159123857410
I like to read this blog
http://www.moneycone.com/
frugal tip:
brown bag your lunch
way cheaper
much healthier, too
use coupons
Live simply. I mean really simply. A lot of my friends buy things on time, like cars and houses. I live in a very small, simple house. And it is paid for. They make huge monthly mortgage car payments.
Don’t ever buy anything on time. There is nothing worth making payments and paying interest on – with the possible exception of a house within your means. I mean nothing.
Spend less than you make. There is an old saying about “making dimes and spending dollars.’ Try to do just the opposite…
Subscribed to your blog via email…
mtdoonmeister at gmail dot com
following you on GFC as “Doc Holliday”
mtdoonmeister at gmail dot com
Liked you on FaceBook
FB name: Mike M
mtdoonmeister at gmail dot com
http://twitter.com/#!/mtdoonmeister/status/77534852085325824
mtdoonmeister at gmail dot com
My single best piece of money advice is to be honest with yourself about your financial situation. It’s the only way to achieve your goals! Thank you for the giveaway!
My best piece of financial advice is to pay off all your credit cards each month so you never carry a balance.
Day to day advice – make a shopping list and menu, stick to them as much as possible and go to the store as little as possible. That tends to save money overall.
Longer term – avoid car leases if possible, buy used and save cash, pay off your debts in an orderly fashion (Dave Ramsey’s advice works as long as you follow it), and try not to take out really expensive student loans.
i subscribe to http://blog.familymoneyvalues.com
Always look for coupons online before shopping or dining out. You’d be amazed at what you could find!
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best piece of financial advice is to have money taken out of your paycheck directly deposited to your savings
My best financial advice is to use the envelope system. Separate your spending into envelopes marked for each- groceries, fun money, gas, etc. Once each is gone, it’s gone. It’s a simple way to see where money is going each payday and to make adjustments where needed and stay within the total budget.
Subscribe to Super Frugalette via email
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I gfc
My best financial advice is to never spend what you don’t have. The only exception to this is when purchasing a house; otherwise, if you don’t have the money in the bank, don’t buy it!
Best advice is to stop and/or don’t use credit cards.
tweeted
http://twitter.com/#!/akritical/status/77807791275913216
honestly my best financial advice is just think before you buy something – do you really need it?
My best tip is to buy things when they are on sale and you have coupon. That way you get double the savings.
Daily tweet
http://twitter.com/#!/disneyfan40/status/77898788903190528
daily tweet thanks! https://twitter.com/DeeGee13/status/77932648248520704
Always comparison shop online before you buy.
Some stores (like Target) let you use 2 coupons for 1 item — the store coupon and the manufacturer’s coupon.
I never knew this. Do they have to be different coupons?
daily tweet. https://twitter.com/jen_r_horn/status/78068222414434304
Subscribed via email, liked and tweeted!
Best advice is to always look for coupon codes before shopping online
dt
http://twitter.com/#!/akritical/status/78095491887398912
save save save theres always gonna be a rainy day
i shared this giveaway on facebohttp://www.facebook.com/sharer/sharer.php?u=http%3A%2F%2Fsuperfrugalette.com%2F2011%2F06%2F20-amazon-gift-card-giveaway%2F&t=%2420+Amazon+Gift+Card+Giveawayok
I’m not too savvy on financial advice, but my tip would be to use store savings card as often as possible. It’s amazing how much money will come off your grocery bill after you hand that little card over!
aeris321 at gmail dot com
I’m an email subscriber. #1
aeris321 at gmail dot com
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aeris321 at gmail dot com
I’m an email subscriber. #3
aeris321 at gmail dot com
I follow you on GFC.
aeris321 at gmail dot com
I tweeted
http://twitter.com/#!/aeris321/status/78216265902202880
aeris321 at gmail dot com
I follow you on Twitter (@aeris321)
aeris321 at gmail dot com
I like you on FB (Kristen H)
aeris321 at gmail dot com
I have learned to pay cash for things that I want instead of using a credit card. Sometimes I decide I don’t really want it cause i cant let the cash go.
sasie9@gmail.com
I subscribe to your emails #1
sasie9@gmail.com
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sasie9@gmail.com
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sasie9@gmail.com
I follow you via GFC
sasie9@gmail.com
I Like Super Frugalette on Facebook
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I Follow Super Frugalette on Twitter: sasiegirl
sasie9@gmail.com
tweet
http://twitter.com/#!/sasiegirl/status/78223050297966592
sasie9@gmail.com
My tip is to buy clothing used, not new, to save money.
Following on GFC Anne Awesome
following on twitter – kininaru_aitsu
https://twitter.com/#!/kininaru_aitsu/status/78225237539438592
Pay yourself first. Have your check automatically deposited in your savings account.
daily tweet https://twitter.com/DeeGee13/status/78284247034630144
Daily tweet
http://twitter.com/#!/disneyfan40/status/78291478450946048
Daily Tweet
http://twitter.com/#!/aeris321/status/78444919177494528
aeris321 at gmail dot com
Pay yourself first.
dt
http://twitter.com/#!/akritical/status/78456753720786944
daily tweet
http://twitter.com/#!/disneyfan40/status/78484603437977600
One of my best frugal tips is to skip ordering drinks other than water at restaurants. It’s amazing how much soda, tea, and the like cost.
I follow you via email. (1)
I follow you via email. (2)
I follow you via email. (3)
I’m following on GFC with my twitter account @GiveawayWatch
I follow you on twitter. My handle is @GiveawayWatch
Tweeted today! https://twitter.com/#!/GiveawayWatch/status/78511430688702464
save as much money as possible in a bank account and dont touch it!
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I love http://www.wisebread.com for great money tips.
follow by gfc as mandy83
like u on fb as amanda s
follow u on twitter at aes529
http://twitter.com/#!/aes529/status/78518259942572032
Make a goal and stick to it! Is Disneyworld a dream vacation? Well save money towards it, but for every dollar that goes into the vacation jar, put a dollar in your savings account.
Pay with cash rather than with a credit card if possible.
My best piece of financial advice is get rid of everything in your house that you don’t need or love. Have a huge garage sale and make money from it. Look at every item objectively and sell it if you don’t love it or need it. You’d be amazed at how much stuff in your house can be sold! I’ve been through mine so many times and am getting ready to have another garage sale
I am now a member of this site
I saw the throw pillows to redecorate my house. I save a ton of money that way.
My best piece of advice is to recycle. I get money for taking our cans to the recycling center… and help the earth at the same time!
My best tip is to put almost all my day-to-day purchases on one credit card (that I pay off entirely monthly)–the cash back on stuff I’d buy anyway is great to earn!
Thanks for the chance to win!
–Liza
ejm6x (at) yahoo (dot) com
My best piece of financial advice is to start really finding out where your money is going and make adjustments to get the most out of your money.
My financial advice is to create a realistic budget and stick to it.
Follow on twitter @amandawk
Tweeted http://twitter.com/#!/amandawk/status/78563236559060993
Always wait at least a week before you buy something you think you just have to have. You’ll be amazed at how many things you realize you don’t need and don’t really want as much as you thought you did.
Best piece of financial advice is to spend less than you earn… simple enough. But otherwise, use a credit card for all purchases so you’re earning cash back and pay it ALL off each month. Works for us!
follow you on twitter brandylwilson
A great tip I have is to shop yard sales. Don’t be ashamed of giving your kids yard sale items as gifts. I have saved so much money by shopping yard sales. There is nothing to be ashamed of.
Pack your lunch when you go to work. This saves a lot of money.
Have an open mind and remember to save for later. Don’t live paycheck to paycheck. Always have an emergency fund in place for “just in case”
sassysasha817 at gmail dot com
This is a really good point. Who said a gift has to be new?
i follow via GFC
sassysasha817 at gmail dot com
i like you on FB
Sasha L
sassysasha817 at gmail dot com
email subscriber
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sassysasha817 at gmail dot com
email subscriber #3
sassysasha817 at gmail dot com
My frugal advice is: go shopping in your own house instead of at a store, see if you can move furniture around instead of buying something new, repurpose something you already have, or better yet: realize you probably really don’t need something, you WANT it.
Thanks! foxsquirrelrabbit at gmail dot com
This is a good lesson…I never considered moving stuff around.
Follower with GFC (Oona Baker)
Thanks! foxsquirrelrabbit at gmail dot com
tweet
http://twitter.com/#!/sasiegirl/status/78581085591703552
sasie9@gmail.com
Combine coupons and sales. That is the best way to get good deals!
navybaby1113 (at) gmail (dot) com
My best frugal advice: keep a gift box for Christmas/birthday presents. Buy early and on sale, and you’ll save some money while still getting neat gifts for all your loved ones.
(Just be sure to respect the limit; you can go overboard on your budget if you just keep piling on the presents!)
Financial tip: listen to or watch experts like Dave Ramsey or Suze Orman. Watching these truly enlightened me on how much I really didn’t know about finances.
I subscribed to Super Frugalette via email! entry 1
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I’m following via Google Connect!
I tweeted the following: http://twitter.com/micahpe/status/78604568707072000
My best piece of financial advice would be to always, always save for the future (if you have a paycheck) and if not, take advantage of coupons! They will really help you out!
zayda.calvo (at) gmail.com
I tweeted
http://twitter.com/#!/FallingInLight/status/78618222080966657
zayda.calvo (at) gmail.com
tweeted https://twitter.com/DeeGee13/status/78661704371806209
my tip is to use the envelope system, at least for the “fun” things. that means you have one envelope of money for “eating out” and one for “entertainment” perhaps and you can put a certain amount each week or so and then you can ONLY use that much if you want to do something.
I have never enveloped…I think because I am addicted to spreadsheets.
Leave all your cards at home and only carry cash with you. It will help you be aware of what you spend and will likely spend less.
hmcnaron at gmail
Daily Tweet
http://twitter.com/#!/aeris321/status/78807839040225281
aeris321 at gmail dot com
dt
http://twitter.com/#!/akritical/status/78814509128626177
Make your own coffee! It won’t make you a homeowner, but it will add up.
kimbahleigh666 at gmail dot com
I have a Jura Capresso and definitely get my money out of it!
Buy store brands, use coupons, only buy meat when it is on sale. Thanks for the giveaway.
http://twitter.com/#!/aes529/status/78843756564062208
To consider whether I really need something, and if no, how much I really want it.
Online, I tend to put things in the shopping cart and then close the window and think about it for a day or two.
My financial advice is I never spend single dollars or change and keep it at home until my bucket gets full!
Definitely try to stick to a grocery list, maybe allowing one impulse item or indulge only when one of your list items was on sale.
My best advice would just be to save, save, save.
My best advice: Deduct your credit card charges from your checkbook as you go, and pay off the balance in full EVERY MONTH.
Following Super Frugalette on Twitter – CKFinds
Tweeted – CKFinds
Tweeted today. https://twitter.com/#!/GiveawayWatch/status/78953053516079104
If you shop online, always check for promotion codes using a search engine or online coupon site.
Shop places that give price adjustments, then use a site like priceprotectr.com to monitor your purchases for price drops.
I have never heard of priceprotectr.com. Thanks for the tip.
daily tweet
http://twitter.com/#!/disneyfan40/status/78969610019422209
tweety800265(at)yahoo(dot)com
tweet
http://twitter.com/#!/sasiegirl/status/79000673810792448
sasie9@gmail.com
daily tweet thanks! https://twitter.com/DeeGee13/status/79025391041384448
http://www.couponingtodisney.com/ is my favorite personal finance blog!
I subscribe via email.
#1
I subscribe via email.
#2
I subscribe via email.
#3
GFC follower (mom2anutball)
Facebook fan! (Sheila Hickmon)
I like this blog: http://www.getrichslowly.org/blog/
Daily Tweet
http://twitter.com/#!/aeris321/status/79162567515320323
aeris321 at gmail dot com
My best financial advice: Don’t spend more than you have. Don’t use credit cards. Use Coupons for everything:)
jmatek AT wi DOT rr DOT com
Pack a lunch, it’ll save you hundreds a year
http://twitter.com/#!/aes529/status/79197373720576000
My best financial advice is to always contribute at least enough to get the maximum company match in your 401(k). I’d also suggest maxing out a Roth IRA every year if you think you will be in a higher tax bracket when you retire.
Daily tweet
http://twitter.com/#!/disneyfan40/status/79240821345501184
My mother always said “Just because it is on sale, does not mean you need it!”
tweet
http://twitter.com/#!/sasiegirl/status/79285227784110080
sasie9@gmail.com
dt
http://twitter.com/#!/akritical/status/79357615792062464
daily tweet https://twitter.com/DeeGee13/status/79393083422294016
My financial tip is to start saving for retirement with your first job.
I like you on Facebook.
I follow you on Twitter (@Bucksome)
I tweeted: http://twitter.com/#!/Bucksome/status/79517784878481409
Daily Tweet
http://twitter.com/#!/aeris321/status/79552079978446848
aeris321 at gmail dot com
http://twitter.com/#!/aes529/status/79567415012372480
I sign up for rewards programs at all the stores I regularly shop at because they send me great coupons and deals on things I need. Thanks for the giveaway!
Rachelhwallen@gmail.com
daily tweet
http://twitter.com/#!/disneyfan40/status/79693748702945280
tweet
http://twitter.com/#!/sasiegirl/status/79697057107017728
sasie9@gmail.com
daily tweet https://twitter.com/DeeGee13/status/79724263141163008
dt
http://twitter.com/#!/akritical/status/79728192545497088
my best financial tip is try to pay for everything you can with cash that way you know you have the money for it and it makes you realize how much money you are really spending
tweet
http://twitter.com/#!/sasiegirl/status/79918916813602816
sasie9@gmail.com
tweet
http://twitter.com/#!/aes529/status/79923665340346368
Daily Tweet
http://twitter.com/#!/aeris321/status/79942721581744129
aeris321 at gmail dot com
I really enjoy 7million7years.com
dt
http://twitter.com/#!/akritical/status/79977006300807168
My advice would be to take 10% of your pay check and automatically put it into a saving account or investment account
I subscribe to Super Frugalette via email
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I subscribe to Super Frugalette via email
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I subscribe to Super Frugalette via email
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I follow via Google Friend Connect
I Like Super Frugalette on Facebook
(T.h.Ransom)
I follow Super Frugalette on Twitter
(@THRansom)
Tweet
https://twitter.com/#!/THRansom/status/80005118325571584
daily tweet
http://twitter.com/#!/disneyfan40/status/80033043372441600
daily tweet https://twitter.com/DeeGee13/status/80034232189190144
My favorite finance site is: http://www.moneycrashers.com/
Thanks for the opportunity:
reducefootprints at gmail dot com
Shop garage sales and resale stores.
Daily Tweet
http://twitter.com/#!/aeris321/status/80240978262360064
aeris321 at gmail dot com
Don’t nickel and dime your money. Instead of buying a 20oz drink everytime you leave your house, buy in bulk and keep at home. You have no idea how much money you can save by doing this.
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I like to write down everything I buy… makes you really think when purchasing something!
We’ve been working hard on learning to use cash for regular purchases – it’s been a challenge (and we’re not great at it yet!) but it helps!
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To prevent impulse buying, We have a 24 hr freeze on the item. during that time I or my hubby researches for quality, price and then do we need this now ? Is it a good price? or can we save for it for later? It is not rocket science but it helps us.
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My best piece of financial advice (by way of money saving tip) is to keep the money saved with coupons aside after each shopping trip. When you have $50 or $100 saved (or any amount!) go on a stock-up spree.
It’s free groceries bought from money you’ve already saved!
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My best piece of financial advice: start saving when you’re young for your retirement.
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Allow yourself to eatlunch out one day a week,and brown bag the rest. You won’t feel deprived because you have your one day to look forward too.
Always use and search for coupons and free shipping codes to save money.
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I’ve saved a bunch of money by canceling Netflix and getting all of my movies from the library for free.
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I believe everyone should have at least 6 months worth of mortgage or rent money saved away in case your lose your job or for an emergency. I also believe that if your company offers a 401K plan, you should contribute (especially if your employer matches or contributes each year as well). Only spend what you can afford (do not go over your means). Try and avoid credit cards unless you have to and if you do use your credit card, make sure its an amount you can pay off the next month in full so you do not pay interest.
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I always use coupons to save money
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Stay away from credit cards.
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I always check the ads to see what is on sale where any given week. I’m also signed up for Shop It To Me alerts via email so I can see when the brands I like are on sale.
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Say no to credit cards!!
Make a monthly budget and pay off debts smallest to largest to feel some success.
This is a good place http://www.consumerismcommentary.com/
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My best financial advice is to write down what you spend on what in a spreadsheet and review it at the end of each month to see where you are spending unnecessarily
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I like http://moneysavingmom.com/
My best advice is to sit down with a rep at your bank. They can usually tell you what can really help you save more money.
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My tip is couponing—I save a crap load of money and have a stockpile of toiletries/food that I all got for free or cheap! Trust me sales/couponing combined saves soooo much money!
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My best financial advice is to delay gratification and only buy what you need.
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My advice is to save money by bringing in lunch each day
My favorite is Thrifty Jinxy: http://www.thriftyjinxy.com/
Thanks for the giveaway…favorite personal finance blog: “Money, Personal Finance, Consumer Reviews – Bucks Blog” – NYTimes.com
bucks.blogs.nytimes.com/
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One tip to saving on the power bill is to lower the hot water heater thermostat by at least 5 degrees.
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